Learn how to interpret consumer demand by separating real spending from inflation, income from credit, and broad strength from household strain.
This course explains how to read consumer demand as more than a headline spending number. Learners examine how household spending is shaped by income, taxes, inflation, saving, credit, interest rates, wealth, confidence, and the composition of spending across goods, services, essentials, and discretionary categories.
The course also shows how to interpret consumer spending releases in practice. Topics include the difference between nominal and real spending, the limits of retail sales data, the role of PCE in the United States, Canada’s HFCE-equivalent data, and the importance of asking whether spending strength is broad, income-led, or supported by households stretching through lower saving or greater use of credit.
This course is designed for Canadian CPD viewers, including accountants, lawyers, advisors, analysts, managers, business owners, and other professionals who need to interpret economic data for work, client advice, business decisions, market context, and personal financial decisions.
Associate Professor of Economics | King's University College at Western
Dr. Jason Dean is an economics professor and applied economist with experience teaching macroeconomics, microeconomics, labour economics, economic history, public policy, and applied economic topics to university, college, and professional audiences. He holds a PhD in Economics from McGill University, an MA in Economics from the University of Guelph, and an Honours BBA from Wilfrid Laurier University. His academic work focuses on labour markets, immigration, housing, poverty, economic history, and public policy. He has also worked as a health economist and economic research analyst, bringing both academic and applied experience to his teaching. Jason has taught at King’s University College, Wilfrid Laurier University, Sheridan College, McMaster University Continuing Education, McGill University, Kwansei Gakuin University in Japan, Renmin University in Beijing, and Wuhan University of Technology. His courses are built to make economic ideas practical, clear, and useful for real decisions. His peer-reviewed research has appeared in journals including Regional Science and Urban Economics, Cliometrica, Journal of Housing Economics, IZA Journal of Development and Migration, Contemporary Jewry, Journal of International Migration and Integration, International Journal of Social Economics, and health economics journals. His policy work has been published through the Montreal Economic Institute, and he has provided media commentary on labour markets, housing, public policy, immigration, and the Canadian economy. Jason’s CPD courses help professionals understand how economic indicators, policy decisions, inflation, GDP, interest rates, labour markets, and consumer demand connect to business conditions, client decisions, financial planning, and the broader economy. Selected Publications: - “Income Decline, Financial Insecurity, Landlord Screening and Renter Mobility,” Regional Science and Urban Economics, 2022. - “The Linguistic Wage Gap in Québec, 1901 to 1951,” Cliometrica, 2022. - “Sexual Orientation and Homeownership in Canada,” Journal of Housing Economics, 2020. - “Does it Matter if Immigrants Work in Jobs Related to their Education?” IZA Journal of Development and Migration, 2018. - “Labour Market Attainment of Canadian Jews During the First Two Decades of the 20th Century,” Contemporary Jewry, 2017. - “Economic Integration of Pre-WWI Immigrants from the British Isles in the Canadian Labour Market,” Journal of International Migration and Integration, 2016. - “Religiosity and Female Labour Market Attainment in Canada: The Protestant Exception,” International Journal of Social Economics, 2016.
