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Litigation and Insurance Issues in SUM Cases

Master the intricacies of SUM insurance coverage, navigating litigation, arbitration, and the complex interplay of insurance law in personal injury cases.

Created byNYS Academy of Trial Lawyers
BeginnerUpdated Mar 10, 2025

What You'll Learn

  • check_circleUnderstand the concept and purpose of Supplementary Uninsured/Underinsured Motorist (SUM) insurance in New York.
  • check_circleExplore the history of SUM coverage and its evolution from Uninsured Motorist (UIM) coverage.
  • check_circleAnalyze the SUM endorsement and its key provisions, including definitions, exclusions, and conditions.
  • check_circleDistinguish between uninsured and underinsured vehicles and their implications for SUM coverage.
  • check_circleLearn how to identify and pursue potential SUM claims in various accident scenarios.
  • check_circleExamine legal strategies for navigating SUM coverage disputes, including trigger and offset provisions.

About This Course

This course explores the intricate legal and insurance aspects surrounding Supplementary Uninsured/Underinsured Motorist (SUM) coverage in personal injury cases. SUM coverage is a vital component of auto insurance policies that provides injured individuals with financial protection when the at-fault driver has insufficient or no insurance. This course delves into the complexities of SUM coverage, highlighting its importance in protecting injured parties and their families.

Join Andrew J. Smiley and Rosa M. Feeney to discuss insurance coverage issues that arise when litigating SUM cases.

Topics List:

  • Introduction to UM, UIM, and SUM Coverage
  • Differences Between UM, UIM, and SUM
  • Legal Framework of UM and SUM in New York
  • Requirements for UM and SUM Coverage
  • Priority of Coverage and Stacking Rules
  • UM/SUM Claim Process and Requirements
  • Exclusions and Limitations in SUM Coverage
  • Arbitration in SUM Coverage Disputes
  • Statute of Limitations and Legal Actions
  • Case Studies and Practical Scenarios

Course Content

1 activity • 1 videos • duration: 1h 26m

  • videocamLitigation and Insurance Issues in SUM Cases
    Duration 86:04

Your Instructors

NYS Academy of Trial Lawyers

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The NYS Academy of Trial Lawyers is the largest statewide trial bar in the US with 5,700+ lawyer and judge members. We are committed to protecting, preserving and enhancing the civil justice system. Our highly acclaimed CLE programming features extraordinary presenters covering the most timely and important topics.

Andrew J. Smiley, Esq.

Attorney at Smiley & Smiley LLP

Andrew is the lead trial attorney for Smiley & Smiley, where his practice focuses on significant personal injury, medical malpractice and wrongful death. Andrew is a graduate of Brooklyn Law School. He served as Academy President in 2017–2018 and is also a Past President & Board Member of the New York City Trial Lawyers Alliance. He hosts The Mentor, Esq., a podcast for lawyers.

Rosa Feeney Esq.

Partner at Smiley & Smiley

Rosa is a Partner and Chair of the Insurance and Risk Division at Smiley & Smiley, LLP, and has been in private practice for over 30 years with a focus on policyholder and plaintiff insurance coverage matters. She serves as an insurance coverage consultant to insurance policyholders, plaintiffs, and attorneys who face insurance issues in personal injury and property damage cases. She has also litigated numerous construction, labor law, business owners, automobile, homeowner, life, and disability insurance cases and serves as lead counsel on several New York State litigation matters in the state and federal courts. Having worked on behalf of insurance carriers for over 20 years and now concentrating on policyholder and plaintiff insurance coverage matters, she brings a unique perspective and insight to insurance coverage disputes.

Credit Information

Professional development requirements vary by profession, country, and regulatory body. Before enrolling, review the course details and confirm that the content, learning format, and any listed credits meet your specific requirements. You are responsible for confirming eligibility with your regulator or professional association and keeping the records required for reporting.

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Frequently Asked Questions

We are a registered provider with 300+ associations and regulatory bodies worldwide. We operate across 27 global markets including Canada, the US, Australia, and the UK. Every course page clearly displays its specific accreditations. Upon completion, you receive a professional certificate that can be validated online. Our certificates include all necessary accreditation details, credit hours, and completion dates, and are formatted specifically to meet the submission requirements of most global regulatory bodies.

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