COURSECA$362
The Next 401(k) Scandal: Excessive Risk in Target Date Funds
The Next 401(k) Scandal: Excessive Risk in Target Date Funds
1 hour 4(1 rating)
-55%
CA$164
INSTRUCTOR(S)
Ron Surz
Serial entrepeneur specializing in target date funds and baby boomer investment education.
About this course
The first 401(k) scandal was excessive fees. The next scandal will be excessive risk in default investments, namely target date funds.
The $trillions invested in Target Date Funds (TDFs) and Individual Retirement Accounts (IRAs) are destined to be devastated by a risk that is well documented but generally unrecognized. Sequence of Return Risk will destroy lifestyles and this time it will be much worse than 2008.
Fortunately, each of us can control this risk because it’s personal, but not if we wait until it’s too late. We only get one chance in a lifetime to dodge this risk. Unlike other risks, this risk is individualized and we know when it is greatest so we can protect or take the gamble that losses won’t occur in our own personal Risk Zone. It’s like sky-diving risk where there is little chance of recovering from being unlucky; the odds of bad luck may be low, but the consequences are huge.
This course includes:
1 hours on-demand video
Beginner level
Preparation required
Published At Jun 11, 2022
Certificate of completion
Please read: Bad Gamble (attached in course)
1 year access
Updated At Aug 8, 2024